Stopping Debt Collector Harassment
When you’re in debt, the last thing you need is a constant stream of badgering calls and letters letting you know just how deep you are. With all forms of debt, there is always a light at the end of the tunnel. That’s why we won’t stand to have our clients harassed by overzealous debt collectors. Here at Benner & Weinkauf, we know what it takes to get you back on track and away from the prying hands of these individuals. Whether it’s a constant bombardment of threatening phone calls, a steady influx of degrading emails, or an avalanche of terrifying notices or letters, we will work with our clients to stop this behavior immediately.
The Nature Of The Beast
Some of these tactics have no place in a civilized world. There is trying to get your money back, then there is trying to weasel your way into the head of an innocent citizen by using fear and threats. We have seen countless instances of this happen over the years, each time making our blood run cold. Just because you miss a few payments or fall behind on a misleading loan doesn’t mean you should have your peace of mind breached in the comfort of your day-to-day life. One of the most egregious of these tactics is when collectors aim to misrepresent who they are, which is barred under the Fair Debt Collection Practices Act (FDCPA). Without knowing who you’re speaking with and what their intentions are, the experience can be a frightening one.
Additionally, the act states that these collectors aren’t allowed to commit repetitive phone calls that are used to break you down or annoy you over time, harass you with lies, use obscene language, call you while withholding their own identity or misrepresenting themselves as another party, threaten you with harm, or publically publish lists that include the names of people who have not paid their debts. Many times, these faulty collectors will aim to misrepresent their information in some way. This includes practices like distorting the amount you owe, threatening arrest and prosecution, and pretending to be an attorney when they are not. Simply put, if they’re claiming to do things they’re not capable of doing, that can generally be classified as harassment. If any of this is happening, they can be sued to recoup the damages they’ve made to your life.
The Right Team In Your Corner To Stop The Intrusion
By contacting the trusted attorneys at Benner & Weinkauf, you’ll have our nearly two decades of experience in the legal field by your side to put a stop to the harassment. By finding the best plan that works for your specific financial situation, whether it’s declaring bankruptcy or choosing to stand up to the collectors, we’ll work tirelessly to get you back on your feet and out of the clutches of invading debt collectors. It’s a good idea to keep any parcels or messages these collectors send you so we can move forward with the evidence and use it to give you your freedom back once again. To find out more about how we can help you, give us a call today. We’ll be standing by.